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USB, risk-factor evolution

Item 1A (Risk Factors) year-over-year changes. Pre-computed at ingest time: paragraph adds/removes plus term-frequency cosine similarity between consecutive years.

📞 Earnings calls for USB on Subtext ↗

Section length over time

0112132432016201720182019202020212022202320242025
  • Carried over
  • Newly added

Item 1A word count by fiscal year, split into text carried over from the prior year vs. newly added (from year-over-year diffs).

Year-over-year transitions

YearsSimilarityAddedRemovedSection length
20152016
1.00
+39-3939 wordsDiff →
20162017
0.98
+37-3937 wordsDiff →
20172018
1.00
+37-3737 wordsDiff →
20182019
1.00
+37-3737 wordsDiff →
20192020
1.00
+37-3737 wordsDiff →
20202021
0.98
+35-3735 wordsDiff →
20212022
1.00
+35-3535 wordsDiff →
20222023
1.00
+35-3535 wordsDiff →
20232024
1.00
+35-3535 wordsDiff →
20242025
1.00
+35-3535 wordsDiff →