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SCHW, risk-factor evolution

Item 1A (Risk Factors) year-over-year changes. Pre-computed at ingest time: paragraph adds/removes plus term-frequency cosine similarity between consecutive years.

📞 Earnings calls for SCHW on Subtext ↗

Section length over time

02079415762368315201720182019202020212022202320242025
  • Carried over
  • Newly added

Item 1A word count by fiscal year, split into text carried over from the prior year vs. newly added (from year-over-year diffs).

Year-over-year transitions

YearsSimilarityAddedRemovedSection length
20152017
0.84
+4516-50944516 wordsDiff →
20172018
1.00
+4824-45164824 wordsDiff →
20182019
0.97
+6867-48246867 wordsDiff →
20192020
0.98
+7443-68677443 wordsDiff →
20202021
1.00
+7559-74437559 wordsDiff →
20212022
1.00
+4113-43627310 wordsDiff →
20222023
0.99
+5461-53457426 wordsDiff →
20232024
1.00
+3857-44356848 wordsDiff →
20242025
1.00
+5856-52267478 wordsDiff →