SCHW, risk-factor evolution
Item 1A (Risk Factors) year-over-year changes. Pre-computed at ingest time: paragraph adds/removes plus term-frequency cosine similarity between consecutive years.
📞 Earnings calls for SCHW on Subtext ↗Section length over time
- Carried over
- Newly added
Item 1A word count by fiscal year, split into text carried over from the prior year vs. newly added (from year-over-year diffs).
Year-over-year transitions
| Years | Similarity | Added | Removed | Section length | |
|---|---|---|---|---|---|
| 2015 → 2017 | 0.84 | +4516 | -5094 | 4516 words | Diff → |
| 2017 → 2018 | 1.00 | +4824 | -4516 | 4824 words | Diff → |
| 2018 → 2019 | 0.97 | +6867 | -4824 | 6867 words | Diff → |
| 2019 → 2020 | 0.98 | +7443 | -6867 | 7443 words | Diff → |
| 2020 → 2021 | 1.00 | +7559 | -7443 | 7559 words | Diff → |
| 2021 → 2022 | 1.00 | +4113 | -4362 | 7310 words | Diff → |
| 2022 → 2023 | 0.99 | +5461 | -5345 | 7426 words | Diff → |
| 2023 → 2024 | 1.00 | +3857 | -4435 | 6848 words | Diff → |
| 2024 → 2025 | 1.00 | +5856 | -5226 | 7478 words | Diff → |