FICO, risk-factor evolution
Item 1A (Risk Factors) year-over-year changes. Pre-computed at ingest time: paragraph adds/removes plus term-frequency cosine similarity between consecutive years.
📞 Earnings calls for FICO on Subtext ↗Section length over time
- Carried over
- Newly added
Item 1A word count by fiscal year, split into text carried over from the prior year vs. newly added (from year-over-year diffs).
Year-over-year transitions
| Years | Similarity | Added | Removed | Section length | |
|---|---|---|---|---|---|
| 2015 → 2017 | 1.00 | +8054 | -7732 | 8054 words | Diff → |
| 2017 → 2018 | 1.00 | +8139 | -8054 | 8139 words | Diff → |
| 2018 → 2019 | 1.00 | +8254 | -8139 | 8254 words | Diff → |
| 2019 → 2020 | 1.00 | +9652 | -8254 | 9652 words | Diff → |
| 2020 → 2021 | 1.00 | +10140 | -9652 | 10140 words | Diff → |
| 2021 → 2022 | 1.00 | +6008 | -6099 | 10049 words | Diff → |
| 2022 → 2023 | 1.00 | +5170 | -5188 | 10031 words | Diff → |
| 2023 → 2024 | 1.00 | +3176 | -2740 | 10467 words | Diff → |
| 2024 → 2025 | 1.00 | +5135 | -5023 | 10579 words | Diff → |